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My experience from over 25 years has equipped me with substantial technical skills and knowledge; my approach is to understand your individual needs and priorities and create bespoke solutions for each and every client. The reason for establishing my own business was to create the service I really wanted to provide. Having my own practice means I’m not constrained by ‘typical practice’, I’m free to explore the full spectrum of possibilities to achieve the best outcomes for my clients. I am driven to provide an excellent, truly bespoke service that offers the expertise and access to the full range of suitable solutions offered by large institutions but with personal service, attention to detail, and flexibility. Planning, and specifically in response to actual or potential change in personal and professional circumstances, is often an alien, threatening or overwhelming prospect for busy people with little insight into financial products and services. I empathise and inspire trust but am also practical and focused on helping individuals to move forward. Success, for me, is seeing long-term clients realise their career transition, retirement or other longer term plans through the prudent financial planning we have put into place together. I have particular expertise working with the education sector and a background that equips me to work with individuals, employers and other entities from a range of industries. I am a member of the European Financial Planning Association - the leading professional standards setting body for financial advisors and planners in Europe - and I’m pleased to have been featured in the Telegraph and Times 'Guide To The UK’s Top Rated Financial Advisers' in 2019 for the fourth time running. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/a889fbf4-8ccb-409f-bd33-2992ba1643ad/Learners.png About us - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/home daily 1.0 2024-01-24 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573232874110-2TH6TDJUYZWLARQIR2AF/Smarter-Financial-Planning-home-banner.jpg Home https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573238100532-XJW5P0YYWOFWV028XNKJ/smarter-financial-planning-who-we-work-with.jpg Home https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573037626522-0IOP5NWLATU5YJ754DNJ/Smarter+Finance+Planning+-+Pensions.png Home https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573037640939-THBB91E8MBSI6PX2NTE8/Smarter+Finance+Planning+-+Savings+and+Investments.png Home https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573037651745-DDRQ4Y9KD8ONFOXOW2VX/Smarter+Finance+Planning+-+Protection.png Home https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573037663474-JHYO0NID0F7MX3OD1HTX/Smarter+Finance+Planning+-+Inheritance+Tax+Planning.png Home https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/2f25e7c3-4d28-4abc-b5d7-3efc4564c99a/Couple_Walking_Woods.jpg Home - Our fees Many financial planners charge customers a percentage of their investment portfolio. 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Volatility: the investor’s forgotten friend - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/0c414708-cb34-470f-8732-17ba17ad31f1/Picture+1.png Blog - Volatility: the investor’s forgotten friend - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-to-invest-without-regret monthly 0.5 2024-12-18 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/d765fc1a-22f1-4659-aa21-d66bfb6ce1b5/AdobeStock_841361956+2.jpeg Blog - How to invest without regret - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/29ceb00a-c063-4458-b54c-7d08a7b8dcdb/Wall+of+Worry.png Blog - How to invest without regret - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/smart-investors-prepare-for-bad-times-during-good-times monthly 0.5 2025-01-13 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/427f8607-6444-4ca8-ad97-c07157250b31/Screenshot+2024-11-25+at+17.03.54.png Blog - Smart investors prepare for bad times during good times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/0544be7b-c3cc-4cad-9a62-e80a140d78a1/Screenshot+2024-11-25+at+17.08.00.png Blog - Smart investors prepare for bad times during good times - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/memories-pay-dividends-too monthly 0.5 2024-11-25 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/980e98ad-03de-4dae-be90-8f8a4cf29865/memories.png Blog - Memories pay dividends too - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-overlooked-hassles-of-owning-a-property monthly 0.5 2024-11-25 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/638d0b02-ad99-4e5c-99d2-ee7c404d1d9d/Screenshot+2024-10-28+at+09.41.13.png Blog - The overlooked hassles of owning a property - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/b6ad18ce-4622-4cb6-87f7-e9c673affaa1/Property.png Blog - The overlooked hassles of owning a property - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/putting-life-into-your-money monthly 0.5 2024-10-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/731cc375-ef3b-47e2-92dc-e82bf6b619ef/Picture+1.png Blog - Putting life into your money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-to-approach-the-possible-budget-changes monthly 0.5 2024-10-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/88881f3a-5404-473a-a99f-5c45c0e3846e/Screenshot+2024-10-07+at+10.33.58.png Blog - How to approach the possible Budget changes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/it-wasnt-just-me-why-im-only-as-good-as-my-team monthly 0.5 2024-10-07 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/647f54a6-8b35-4d2e-ae69-54e0bdafeb63/AdobeStock_763287400.jpeg Blog - It wasn’t just me: Why I’m only as good as my team - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/getting-organised-the-first-step-towards-financial-clarity-prb2l monthly 0.5 2024-10-07 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/48734caa-65a4-4c7a-b672-fe209e7782cc/Screenshot+2024-09-10+at+16.31.11.png Blog - The dividend advantage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/d9b7c888-31fc-4f3c-a5fd-541221ba9cdb/202409_Dividends_unbranded.png Blog - The dividend advantage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/what-is-investment-success-and-is-there-a-secret-to-achieving-it monthly 0.5 2024-09-10 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/49893aa5-6339-4976-a95d-bd17ebdecaaf/Investment+success.png Blog - What is investment ‘success’ and is there a secret to achieving it? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/5e712120-6004-4e14-b4e7-966dd74d3ee5/Declines.png Blog - What is investment ‘success’ and is there a secret to achieving it? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/getting-organised-the-first-step-towards-financial-clarity-prb2l-kehbs monthly 0.5 2024-09-10 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/85aeaa89-dca3-48b4-b7f1-a39e0346ea9d/Screenshot+2024-09-10+at+16.25.27.png Blog - Rebalancing: the disciplined investor's secret weapon - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/12aa5b1b-8353-4c23-8d86-6d65baa0fd36/Screenshot+2024-09-10+at+16.41.48.png Blog - Rebalancing: the disciplined investor's secret weapon - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/compounding-the-pavements-how-small-steps-can-lead-to-success monthly 0.5 2024-07-22 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/6b6cadd5-7953-4512-964d-91e5e0cc91df/AdobeStock_824178651.jpeg Blog - Compounding the pavements: how small steps can lead to success - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/a-design-for-life monthly 0.5 2024-06-27 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/2f7aa61c-09b0-4be5-9ca4-8d597c703ca3/Design+for+life.png Blog - A design for life - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/attendance-allowance-for-pensioners-dont-miss-out monthly 0.5 2024-06-27 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/a1d61243-0fe7-4cd1-85e8-8b01d2619441/Attendance+Allowance.png Blog - Attendance Allowance for pensioners: don’t miss out! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/getting-organised-the-first-step-towards-financial-clarity monthly 0.5 2024-09-10 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/22d21deb-8320-459c-a121-46a9d045b8c5/Screenshot+2024-06-28+at+15.45.37.png Blog - Getting organised: the first step towards financial clarity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/f533323f-8d19-4ebb-9a7d-294c3a0a0bed/Screenshot+2024-06-28+at+15.37.20.png Blog - Getting organised: the first step towards financial clarity - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/building-wealth-for-the-unknowns monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/8cc64d30-4145-492f-930c-e4358fab7e49/Unknowns.png Blog - Building wealth for the unknowns - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/d12210d6-fc04-4858-b4d8-38c00f3e2064/Screenshot+2024-05-27+at+15.05.38.png Blog - Building wealth for the unknowns - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-deceptive-allure-of-more monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/d9685d9d-55a6-41b8-85da-f72698303428/Screenshot+2024-06-28+at+16.08.51.png Blog - The deceptive allure of ‘more’ - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/your-happiness-is-more-important-than-money monthly 0.5 2024-05-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/d4d93730-3c4a-4a79-8e4b-69bfc5123ded/Screenshot+2024-04-18+at+16.45.44.png Blog - Your happiness is more important than money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/2bce9ad9-4286-47ec-bb75-2cdea153a148/Screenshot+2024-04-18+at+16.49.10.png Blog - Your happiness is more important than money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-to-avoid-financial-regrets monthly 0.5 2024-03-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/4e538ee5-4dfc-459c-8a37-70e5c2ad5318/cake.png Blog - How to avoid financial regrets - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/5ce3a56a-3c8d-419d-a54d-ac5eceba2d76/Picture+1.png Blog - How to avoid financial regrets - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/investing-why-you-dont-have-to-win-to-win monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/478a7bbf-3fd0-4c76-92a4-9eae6670042f/Rugby.jpg Blog - Investing: why you don’t have to win to win - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/youre-invited-to-a-webinar monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/5157d809-5714-4950-ae6a-96424ef2ff74/ifa-feature-29.jpg Blog - You're invited to a webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/longevity-the-underappreciated-retirement-risk monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/b9c94889-c1c6-45c1-b7a9-1e3f7df09207/Screenshot+2024-06-28+at+16.01.04.png Blog - Longevity: The underappreciated retirement risk - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-problem-with-market-forecasting monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1f538fa2-3e29-49bd-8c9b-6a71e62605bb/Forecast.png Blog - The problem with market forecasting - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/87ff1ad3-ff40-4523-928e-57ce480b7c13/Chart.png Blog - The problem with market forecasting - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/no-regrets-or-why-we-should-make-room-for-jam-today-and-jam-tomorrow monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1824f94f-024e-4461-9857-c60872082b8d/Jam+today.jpg Blog - No regrets (or, why we should make room for jam today and jam tomorrow) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/understanding-your-financial-levers monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/e2a81102-c922-48d0-95fe-9eefc397c34c/Screenshot+2024-06-28+at+16.17.36.png Blog - Understanding your financial levers - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/winging-it-why-vision-is-crucial-to-your-financial-plan monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/31d72285-f78f-4606-b917-a6067d5aa476/AdobeStock_631478330.jpeg Blog - Winging it: Why 'vision' is crucial to your financial plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/theres-no-shortcut-to-retirement monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/b6f40505-7648-4310-bc81-58cb6983d4bb/Screenshot+2023-10-11+at+15.20.37.png Blog - There's no shortcut to retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-stock-market-is-all-around-you monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/8e967770-e896-4dc6-af2f-cbbd3dc26a87/Screenshot+2024-06-28+at+16.12.40.png Blog - The stock market is all around you - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/prevention-is-better-than-cure-a-prescription-for-financial-security monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/ef7f08e3-c70c-4868-a58c-02bef5754110/Pig.png Blog - Prevention is better than cure: A prescription for financial security - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/6gfeh7gp4e4frpqn014i4ocugc0p4i monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/e11a98b1-915e-4d3d-a233-74e7defce7dd/Poker.png Blog - Retirement at 54: A journey into a richer life - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/your-financial-prescription monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/29f64c59-7344-48e6-ba3f-9dd43061d549/Screenshot+2024-06-28+at+16.18.31.png Blog - Your financial prescription - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-im-your-financial-best-man monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/eaf1c601-21da-4d0b-81a5-3017bf3c140e/Best+man.png Blog - Navigating short-term thrills and long-term goals - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/4fda59fd-cd09-4376-a7fc-087e7a41ad0c/The+lads.jpg Blog - Navigating short-term thrills and long-term goals - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/is-now-really-a-good-time-to-move-to-cash monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/9da8ca46-b296-46f8-9354-7a657b4748b0/Cash.png Blog - Is now really a good time to move to cash? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/aee3df16-872b-4626-9d8c-702e0aa4d555/Graph+1.png Blog - Is now really a good time to move to cash? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/100-year-life-how-will-you-spend-the-extra-time monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/fdadaa75-4d05-4472-b4a0-607cc3623c26/100+year+life.jpeg Blog - 100-year life: how will you spend the extra time? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-do-we-find-it-so-difficult-to-spend-money monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/2684cd5e-98ec-4c45-9584-24ab9807fc60/Enough+1.png Blog - Why do we find it so difficult to spend money? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/what-saving-money-really-means-lessons-from-marathon-running monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/645036c2-00da-44cc-baf7-092a281e907a/Marathon.png Blog - What saving money really means: lessons from marathon running - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-retirement-and-climbing-mount-everest-go-hand-in-hand monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/005da233-b701-4522-9ea5-caea036b9005/Screenshot+2023-03-27+at+19.55.18.png Blog - Why retirement and climbing Mount Everest go hand in hand - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/hearts-over-charts monthly 0.5 2024-06-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1cb82651-5402-4843-ae09-53d58799efcf/Screenshot+2024-06-28+at+15.50.08.png Blog - Hearts over Charts - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-robots-wont-replace-financial-planners monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/cd5e7d20-1ace-48a8-8604-3b95554ef1b4/Robot+adviser+08.49.48.png Blog - Why robots won’t replace financial planners - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-the-process-is-as-important-as-the-plan monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/6ac077d3-7c32-460b-b7da-be0e21a1e4ce/Process+planpng.png Blog - Why the process is as important as the plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/47962a0c-656d-4757-869e-4823d137a4fb/Beer+1.png Blog - Why the process is as important as the plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-joy-of-giving monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/3acc307b-a9af-4f39-9346-1193544f84f4/Picture+1.png Blog - The joy of giving - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-to-make-your-financial-differences-work-for-you monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/16b96c49-6691-4075-a4d5-6feec5f0282f/Screenshot+2022-11-30+at+16.12.22.png Blog - How to make your financial differences work for you - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-long-term-planning-always-wins-the-race monthly 0.5 2022-10-28 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/5670a4fa-02dc-4827-b287-70bb2a3517fa/Screenshot+2022-10-28+at+11.51.09.png Blog - Why long-term planning always wins the race - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/owe-grow-live-and-give-how-to-find-the-perfect-balance monthly 0.5 2022-09-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/f0b53ad5-1b2b-4d50-b0a3-21a326cc50e6/Owe+grow.png Blog - Owe, grow, live and give: how to find the perfect balance - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-to-keep-the-scammers-at-bay monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/77cc879b-81f6-430e-af1c-8ce7eac16100/Picture+1.png Blog - How to keep the scammers at bay - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-optimism-is-the-key-to-successful-investing monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/beccf25d-fe57-4bd4-b5a9-ff2a9afa9533/Screenshot+2022-07-15+at+11.06.24.png Blog - Why optimism is the key to successful investing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/find-your-own-personal-financial-life-hacks monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/ff21bc66-646b-43da-a37b-432ad1300831/Picture+1.png Blog - Find your own personal financial ‘life hacks’ - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/have-no-fear-making-the-future-less-daunting monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/60c362a9-c5af-473e-9806-6c08c2630198/Screenshot+2022-05-08+at+12.22.27.png Blog - Have no fear: making the future less daunting - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-to-look-after-your-digital-legacy monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/95aad9d1-aeaf-4c21-ada2-87d3e0ba04df/Screenshot+2022-04-12+at+14.19.41.png Blog - How to look after your digital legacy - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/investing-in-wartime monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/5485d979-56cb-4641-8781-7f04384b0eaf/Screenshot+2022-04-13+at+16.39.38.png Blog - Investing in wartime - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-i-love-my-job-its-all-about-legacy monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/7a5bafd5-6bf4-44a1-85b0-9795dac57f6e/jon-tyson-_ZXGyid4I-U-unsplash.jpg Blog - Why I love my job – it’s all about legacy - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/superbowl monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/8c9abd89-608d-413c-a86f-6bf7a197ad07/Screenshot+2022-02-14+at+17.29.13.jpg Blog - The Superbowl and why you’re safe with a financial plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/a8ec1e86-28a5-42c2-a31c-13c1546e29c0/Screenshot+2022-02-14+at+17.37.00.jpg Blog - The Superbowl and why you’re safe with a financial plan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/putting-a-cost-on-retirement-1 monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/42784ea5-bfe8-4250-89d6-bc6c75e56908/pexels-kindel-media-7938714.jpg Blog - Putting a cost on retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/73785c3a-5303-4326-83a9-cae61beef0b5/Screenshot+2022-02-15+at+10.52.13.png Blog - Putting a cost on retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/why-you-should-think-about-giving-your-retirement-a-trial-run monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/33bbe38e-3bc9-4c1b-8ea3-571bc0ae3e22/AdobeStock_265989312.jpeg Blog - Why you should think about giving your retirement a trial run - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/what-do-you-want-from-life-after-work monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/cf7ac6b4-b360-4c4c-93ae-0ec4cb3638a4/AdobeStock_298093580.jpeg Blog - What do you want from life after work? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/we-need-to-talk-about-inflation monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/41648d31-dbb1-4054-873d-ebe8e01ce217/Screenshot+2021-11-17+at+20.57.50.png Blog - We need to talk about inflation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/4b415ff6-81cf-4842-bdbc-22af8a5cd5fd/Screenshot+2021-11-17+at+20.56.05.png Blog - We need to talk about inflation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/00cf5097-bc7b-4669-9076-423a5d9484a5/Screenshot+2021-11-17+at+20.56.26.png Blog - We need to talk about inflation - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/inheritance-tax-how-to-plan-your-estate monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1634479772230-ME55EQWWTDN5ZQ2GWNL9/Picture+1.jpg Blog - Inheritance tax - how to plan your estate and make your loved ones' lives easier - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/dont-forget-planning-your-finances-is-also-about-enjoying-life monthly 0.5 2021-09-13 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1631290821819-PTPOC3RMEHU5YY5E3RG7/blessing-ri-mBRtqyC_Iq0-unsplash.jpg Blog - Don’t forget. Planning your finances is also about enjoying life - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/going-for-gold-or-personal-best-lessons-from-tokyo-2020 monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1628861557115-KZCDA5FKGQXVHNDBC7KJ/Screenshot+2021-08-13+at+14.31.23.png Blog - Going for gold or personal best? Lessons from Tokyo 2020 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-i-helped-a-client-change-their-retirement-plans monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1628428919520-GC2QUF1BH4YXKA766O9P/content-pixie-VIh-B-bNZMc-unsplash.jpg Blog - How I helped a client change their retirement plans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-best-is-yet-to-be-building-flexibility-into-your-financial-plans monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1625753863829-GMH7XYEGCL0K6M9QDEZT/dan-dealmeida-Qr0Dvl8YQtU-unsplash.jpg Blog - The best is yet to be – building flexibility into your financial plans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1625754104969-GMFM1M0QLWCMTF6A5P2W/Screenshot+2021-07-08+at+15.16.22.png Blog - The best is yet to be – building flexibility into your financial plans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/the-value-in-being-a-person monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1622734059717-ZBSHSGPK01FIDSWZT6UE/Screenshot+2021-06-02+at+20.18.48.png Blog - The value in being a person - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/just-do-it monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1622734607209-TL0MUWZ3UCVK0F3HN6QB/george-pagan-iii-PsifAN6_z-k-unsplash.jpg Blog - Just do it! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/join-us-for-anbsplive-webinar monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1621365880083-XO2RCY7VOBAZ01U4KF3C/2021ifalobby.jpg Blog - Join us for a live webinar - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/financial-goals-dont-need-to-be-big monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1620981063128-XL8ORG29OCZTIMEGAH9Y/AdobeStock_269870413.jpeg Blog - Financial goals don’t need to be big - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/how-much-are-people-retiring-on monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1621161474193-XE6Q4J708Z7KSH8ILA43/jon-tyson-hhq1Lxtuwd8-unsplash.jpg Blog - How much are people retiring on? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://smarterfinancialplanning.co.uk/blog/what-would-you-do-with-an-80k-windfall monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1618515903271-0P6H5VUQCBJVOUC7P38H/AdobeStock_176239506.jpeg Blog - What would you do with an £80k windfall? https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1618516185715-UFE39479R6KSFVIFKF0Y/Screenshot+2021-04-15+at+20.49.21.png Blog - What would you do with an £80k windfall? https://smarterfinancialplanning.co.uk/blog/live-for-the-moment-but-spend-for-it-too monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1615201991900-NBZXE82RTW1HXOR1W76V/gerrit-klein-lH95qQnBrks-unsplash.jpg Blog - Live for the moment - but spend for it too https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1615202312038-GKFCAE66DTSMZMPU2PEK/Screenshot+2021-03-08+at+11.18.06.png Blog - Live for the moment - but spend for it too https://smarterfinancialplanning.co.uk/blog/spring-budget-2021-key-points monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1615129750688-NRWSOJVFKG9IKST2DCDY/AdobeStock_210166799.jpeg Blog - Spring Budget 2021: reasons to be cheerful https://smarterfinancialplanning.co.uk/blog/why-having-a-bucket-list-really-matters monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1613310840100-G1AT8634XWS1UMFUFJ2W/AdobeStock_76847904.jpeg Blog - Why having a bucket list really matters https://smarterfinancialplanning.co.uk/blog/the-gift-of-listening monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1610660397007-WTMMWHFGWLWNTHU8CGJP/AdobeStock_16286723.jpeg Blog - The gift of listening https://smarterfinancialplanning.co.uk/blog/why-is-financial-planning-like-a-good-game-of-chess monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1607603029309-ADCEKBS6ELW23AIESIIE/hassan-pasha-7SjEuEF06Zw-unsplash.jpg Blog - Why is financial planning like a good game of chess? https://smarterfinancialplanning.co.uk/blog/what-does-knitting-and-financial-planning-have-in-common monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1605540471084-JOJSHK3CG0SUTBBL57U8/ursula-castillo-aLfHUE8o5Xc-unsplash.jpg Blog - What do knitting and financial planning have in common? https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1605540412929-WO1S3VQIHJ2GKAYMFB6R/Screenshot+2020-11-16+at+11.36.57.png Blog - What do knitting and financial planning have in common? https://smarterfinancialplanning.co.uk/blog/how-advice-can-put-a-smile-back-on-your-face monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1602535257040-L2W3TC9KMA6IWASOXW0N/Screenshot+2020-10-10+at+21.15.24.png Blog - How advice can put a smile back on your face https://smarterfinancialplanning.co.uk/blog/why-a-little-action-might-be-better-than-nothing monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1599820044417-Z4DC0XJLL5P2INRMEA3D/klara-kulikova-CPMZguYURMw-unsplash.jpg Blog - Why a little action might be better than nothing https://smarterfinancialplanning.co.uk/blog/waking-up-to-what-matters-most-in-life monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1597570335622-NMO076DBBJZFTXVMU3OZ/radovan-46Yad80Ynp4-unsplash.jpg Blog - Waking up to what matters most in life https://smarterfinancialplanning.co.uk/blog/taking-the-emotion-out-of-investing monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1594624868160-EOTAE8B622IQPNSW46TN/Screenshot+2020-07-13+at+08.19.53.png Blog - Taking the emotion out of investing https://smarterfinancialplanning.co.uk/blog/8-questions-to-ask-your-financial-adviser monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1625149466209-XN349SZREHON74BPP269/camylla-battani-AoqgGAqrLpU-unsplash.jpg Blog - 9 questions to ask your financial adviser - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1591952521935-UEQ6W0K4IPBONGU0LGUT/AdobeStock_332509052.jpg Blog - 9 questions to ask your financial adviser https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1591952562200-ARU9K5KRWMU0YQ6QSWTY/Screenshot+2020-06-12+at+08.45.05.png Blog - 9 questions to ask your financial adviser https://smarterfinancialplanning.co.uk/blog/can-investing-make-young-people-happier monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1588856757011-XGK5WVF3MWIORVFUQYSV/Screenshot+2020-05-07+at+14.05.26.png Blog - Can investing make young people happier? https://smarterfinancialplanning.co.uk/blog/how-to-be-secure-online monthly 0.5 2024-02-26 https://smarterfinancialplanning.co.uk/blog/a-guide-to-using-zoom monthly 0.5 2020-04-08 https://smarterfinancialplanning.co.uk/blog/were-here-for-you monthly 0.5 2024-02-26 https://smarterfinancialplanning.co.uk/blog/coronavirus-keep-calm-and-carry-on monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1584005308293-1RXFO544CNI47N1PABH6/image.png Blog - Coronavirus – keep calm and carry on? https://smarterfinancialplanning.co.uk/blog/and-the-award-goes-to-smarter-financial-planning monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1581519124268-ND5K5ZDUWY07X6UUPXNH/top_rated_email_signature_2020_1_dark.png Blog - And the award goes to... Smarter Financial Planning! https://smarterfinancialplanning.co.uk/blog/financial-advice-for-teachers monthly 0.5 2024-02-26 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573751061536-DFZ19C43UN1CPG9BYPBJ/Apple.png Blog - Financial advice for teachers - a guest post https://smarterfinancialplanning.co.uk/blog/category/Your+adviser monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Scam+prevention monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Investing monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Analysis monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Webinar monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Early+retirement monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Inheritance+tax+planning monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Markets monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Pensions monthly 0.5 https://smarterfinancialplanning.co.uk/blog/category/Retirement monthly 0.5 https://smarterfinancialplanning.co.uk/ethical daily 0.75 2020-11-04 https://smarterfinancialplanning.co.uk/contact daily 0.75 2024-01-30 https://smarterfinancialplanning.co.uk/how-we-do-it daily 0.75 2024-11-19 https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1573233480261-R429834P4L6PACWX9CSK/Smarter-Financial-Planning-how-we-work.jpg How we do it https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1705501313853-LD0H6FGL2DKUQDFS3PEX/Family_Beach.jpg How we do it https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/38f92eee-3d18-43e8-9e20-591051285fe0/Woman_With_Child.jpg How we do it - We’ll help you to: › Remove any fear you might have about making financial decisions › Manage any emotional ‘baggage’ you might have around money › Understand the choices available to you › Work out 'how much is enough' to confidently plan ahead › See how your money can last as long as you do, and beyond › Keep on track and aligned with your life goals › Feel confident by providing a second opinion and sounding board https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/7262bb39-55f6-4a2c-9a1a-03ce49add877/Elderly_Couple_Retired.jpg How we do it - What if? With your financial plan in place, you’ll hopefully feel confident about your money and excited for the future. Financial planning is an ongoing and interactive process, so our work doesn’t end there. Your plan needs to be flexible, customisable, and reviewed regularly. We’ll be on hand whenever you need us, ready to answer your questions and provide reassurance and recommendations accordingly. Your life, goals and family’s needs will change over time, which is why we’ll offer ongoing reviews to help you stay on track, avoid any unwanted surprises and reach your financial goals. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/0b228bb2-5f87-4121-9e96-2b72bee8f378/Tent.png How we do it - Our fees We believe the smartest way to charge our clients is to make our pricing as bespoke as our service. Your history, hopes, dreams and future are unique to you alone. We need to know who you are and what you want from life to determine exactly what you need from us. With so much variation from one client to the next, it wouldn’t make sense to charge everyone the same fee. We also don’t believe in charging you a percentage of your portfolio, making it impossible to gauge from the outset how much you’ll pay over the course of our relationship. We’d like to have a short conversation to get to know you better first. We promise not pressure you into making a decision. All you need to do is tell us about yourself. We’ll listen, before letting you know how we can help and how much it will cost. https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1593420852684-80KBF8EI1CE7STEUWPHA/Introduction_Smarter_Financial_Planning.jpg How we do it - An Introduction to Smarter Financial Planning https://images.squarespace-cdn.com/content/v1/5dbc4cbab0c7d15dff25c1eb/1593421456750-0NEFSSHH5JDQOL5OJL3I/Investment_Philosophy_And_Process.jpg How we do it - Our Investment Philosophy and Process https://smarterfinancialplanning.co.uk/privacy-policy daily 0.75 2020-11-04 https://smarterfinancialplanning.co.uk/book-an-appointment daily 0.75 2021-08-09